The high cost of health care in the U.S. means there is always going to be a market for those looking to looking to scam the system.
Medical ID theft takes place when someone uses your health insurance – whether private insurance or something like Medicare – to see a doctor, get a prescription filled, or get medical treatments. Not only does this cost your insurance company or the government a great deal of money, it can mean that your medical records will get mixed with the fraudster’s. This can affect both the healthcare you receive as well as your credit report if the fraudster leaves a trail of unpaid bills following treatment.
The best offense is a good digital defense:
If you believe a thief may have used your medical ID, it is important to contact each provider involved. Request complete copies of all of your medical and billing records. Dispute, in writing, any services you believe are fraudulent and keep records of any actions you take.
If you have been victimized by an online scam or any other cyber fraud, be sure to also report it to the FBI’s Internet Crime Complaint Center at www.ic3.gov or call your local FBI office.